Commercial Finance Options & Power Purchase Agreements
Flexible Funding Solutions for Commercial Renewable Energy
Understanding Your Commercial Finance Options
Capital Purchase
Own Your Renewable Energy System
A capital purchase allows your business to purchase the renewable energy system outright using available funds.
Once installed, your business owns the equipment and benefits directly from the electricity it generates.
Owning your system provides complete control over the asset and allows your organisation to maximise the long-term value of its renewable energy investment.
Suitable for businesses that:
- Prefer full ownership of assets
- Have available capital for investment
- Plan to operate from the site for many years
- Want complete control over their renewable energy system
Commercial Finance
Preserve Capital While Investing in Renewable Energy
Commercial finance allows eligible businesses to install renewable energy systems while spreading the investment over an agreed repayment period.
Depending on the lender and finance product, repayments may be structured to assist with cash flow while allowing your business to begin benefiting from renewable energy sooner.
Finance products available in Australia may include commercial loans, equipment finance, finance leases, operating leases, or chattel mortgages. Product availability, lending criteria, and approval requirements vary between finance providers.
Standout Solar works with trusted commercial finance partners who can help eligible businesses explore suitable funding options.
Commercial finance may be suitable for businesses that:
- Prefer to preserve working capital
- Want predictable repayments
- Are planning long-term operational savings
- Wish to invest without significant upfront expenditure
Power Purchase Agreements (PPAs)
Access Renewable Energy Without Purchasing the Equipment
A Power Purchase Agreement (PPA) is a commercial arrangement where a third-party provider finances, owns, operates, and maintains the renewable energy system installed at your premises.
Instead of purchasing the equipment, your business agrees to buy the electricity generated by the system at an agreed price for a specified contract term.
Because the system is owned by the provider, they are generally responsible for monitoring, maintenance, repairs, and system performance in accordance with the terms of the agreement.
PPAs are commonly used by organisations seeking to reduce upfront capital expenditure while gaining access to renewable energy infrastructure.
The commercial structure of every PPA differs, including contract duration, electricity pricing, ownership arrangements, maintenance responsibilities, and end-of-term options.
PPAs may be suitable for organisations that:
- Prefer little or no upfront capital investment
- Want greater certainty around electricity pricing
- Prefer not to own or maintain the renewable energy system
- Wish to preserve capital for core business activities
Side-by-side Comparison
Comparing Your Finance Options
Feature
Capital Purchase
Commercial Finance
Power Purchase Agreement (PPA)
Upfront Investment
Business funded
Structured repayments
Usually provided by third-party provider
System Ownership
Business
Business (subject to finance agreement)
Third-party provider
Electricity Generated
Used by the business
Used by the business
Purchased under the PPA
Maintenance
Business responsibility
Depends on finance arrangement
Usually managed by provider
Asset Ownership
Immediate
At completion of finance (where applicable)
Provider ownership during agreement
Best Suited For
Long-term ownership
Preserving cash flow
Minimising upfront capital
Which Option Is Right for Your Business?
Renewable Energy Technologies That Can Be Financed
Commercial Solar PV Systems
Battery Energy Storage Systems (BESS)
EV Charging Infrastructure
Energy Management Software
Commercial Energy Monitoring Systems
Integrated Renewable Energy Solutions
Why Choose Standout Solar?
More Than Solar Installation
Why Businesses Choose Standout Solar
Tailored commercial energy solutions
Experienced commercial project specialists
Trusted finance partnerships
Professional project management
High-quality renewable energy technology
Ongoing service and support
Long-term energy partnerships
Frequently Asked Questions
What is the difference between a commercial loan and a Power Purchase Agreement?
With a commercial loan or finance arrangement, your business generally owns (or will own) the renewable energy system, depending on the finance product.
With a Power Purchase Agreement, the system is typically owned and maintained by a third-party provider, and your business purchases the electricity generated under the terms of the agreement.